MONTGOMERY, Alabama. According to Mother Jones, if medical malpractice insurance rates go up, as predicted, we may soon see a push to place more caps on medical malpractice lawsuits and to place greater restrictions on those who are seeking compensation for their injuries. Medical malpractice lawsuits protect individuals who have been hurt due to negligence or medical error. Medical malpractice can have an immense impact on the families affected. Misdiagnosis can lead to longer treatment, a longer course of illness, or even death. Errors in surgery or improper dosing of medicine can lead to serious side effects, long recovery periods, and may require victims to miss more time from work than they otherwise would have.
According to Mother Jones, insurance companies have not been making the same profits they have in years past, in part due to low interest rates. Insurance companies make a great deal of their money by investing customer’s premiums in bonds. When these bonds fail to provide the returns they expect, companies pass this loss on to consumers in the form of increased insurance rates.
When medical malpractice insurance rates go up, the rhetoric about reining in medical malpractice lawsuits does so as well. Lawmakers and doctors push to place caps on lawsuits and try to increase restrictions on medical malpractice lawsuits. While doctors and insurers claim that these laws are needed to protect doctors from false claims, the reality is that these laws sometimes hurt victims the most. For instance, when an infant in Texas was killed due to the use of forceps during delivery, the mother was awarded $10.3 million in damages, but due to medical malpractice lawsuit caps, was only able to collect a fraction of the damages. For individuals who suffer life-altering injuries due to a doctor’s errors these caps can have an immense impact on their lives, especially if nursing or medical care for some of these patients is estimated to cost in the millions over a person’s lifetime.
If you believe you may have been a victim of medical malpractice, it is important to speak to a medical malpractice lawyer in Montgomery, Alabama as soon as possible. Medical malpractice lawsuits may involve independent review, expert witnesses, and other important steps. You need a personal injury lawyer on your side who can gather evidence to support your claims. You may also only have a limited amount of time to make a claim.
While most doctors are hard-working and offer quality care to individuals, when mistakes are made, they can be costly. Doctors carry medical malpractice insurance to protect both themselves and their patients when these mistakes occur. Patients have the right to receive quality care if they’ve been personally injured due to medical error. Morris Bart is a personal injury lawyer in Montgomery, Alabama who is closely observing how changes in laws may affect patients with medical malpractice claims. Our firm works closely with victims and families to help them get the recoveries they may deserve in Montgomery, Alabama.